Improving your Finances

A very common question is "How can I improve my finances?" I see many different scenarios that will help improve an individual's clients life, but some very general are evident in many of my readings as well. For example, client Jane Doe wants to know when things will improve for her. I see that there are some specific things that she must do. Pay off her credit cards, take advantage of an upcoming investment, and also apply for a new work opportunity in her company that will pay her more. However in general, I see that her main issue is debt management. It seems that Jane has a major spending problem and has accumulated a large amount of debt in the past 5 years. Jane confirms this after I tell her what I sense. The hardest but simplest thing she can do is take account of every single one of her debts including month to month expenses and compare it to her earnings. Although it may mean eliminating many of the extras (cable, cell phone, fast food, etc.), these small sacrifices will allow her to pay off her debt within a 3 year period and allow her to breathe easy. Unfortunately most clients want a quick fix such as the lottery and this is often not present in the majority of my readings. Yes you can win and there are specific situations which I can guide you towards to help you find extra money; however, without sound financial decision making you will be further in debt even with more money.